Start Saving Now!
Have you ever struggled to get a budget in gear and get your saving plan off the ground? Here are some awesome tips from a financial consultant and credit repair expert. You'll want to start saving today!
Keep an Open Mind
Credit repair success requires a solid financial foundation. You need to save money. Believe it or not, savings can be fun. Let me show you how. Stick with me for a minute and I think you'll understand. Let's start by imagining how great it will feel to be totally on top of your bills, with money left over every month, and extra cash stashed away in the bank for a rainy day. How does that sound? Hmm, sounds pretty darn good to me!
Crazy Ideas Crazy Money
Saving money does not have to be an austerity. Get that thought out of your mind. You can image how great it will feel to be in solid financial shape. Focus on that feeling and keep an open mind. Maybe it won't be too bad. It's the perfect match for your credit repair effort. Let's try out a few crazy ideas that might just save you some crazy money. Are you game?
Try Eating at Home
How much money do you spend eating out? It's time to rethink your options. I thought I couldn't cook, at least until I tried. I flipped on the Cooking Channel and checked out Bobby Flay working the barbeque. That can sure get the appetite going. A small investment in a basic grill might mean big savings in your budget. Here are some other creative culinary ideas that can add get you motivated, save you money and fire up your credit repair success.
Fun Food Challenges
Challenge yourself. Try a different dish every night. Try a new cuisine like Mexican or Chinese. If you are married try switching cooking nights with your spouse. Challenge each other to make something new. Don't worry if it gets burnt. You'll get a laugh. Visit Foodtv.com, it's a fantastic food idea resource. And don't forget to pick up a bottle of wine from time to time. A little buzz can be fun, and you'll be saving enough money to spring for a decent bottle and still come out way ahead.
Save Money with a New Car
Are you still cruising in the old SUV? What kind of mileage are you getting? What is the payment? You would be surprised how easy it is to trade in a car. Car salesmen work magic with a calculator. I've done this myself. I owed more than the car was worth and still drove away in my new economical vehicle. Cool. Don't be afraid to try. You might save a bundle on your payment and on your gasoline bills too. That extra cash can turbo-charge your credit repair project. And you'll look marvelous in your new Prius.
Take a Trip to Nowhere
Take a vacation at home. A stay-cation. Does that seem hard to swallow? Think again. Here is how you do it. Check out the things you can do in your own area and make plans. Take a couple of day trips, have a picnic, take a hike. Take the time to read that book that's been sitting on your shelf. Check out the offerings at local schools. Maybe there is a cooking course or something else of interest. You will be amazed at how much fun you can have in your own home town, and save a ton of money while you are at it.
Credit Repair and Refinance
You can refinance anything. What kind of rates are you paying on your mortgage, your car, and your credit cards? Of course you need to have the credit rating to make this happen, but that is where credit repair comes in handy. Credit repair is a great investment that will pay you back for years to come. Get those credit scores up so that you can get the lowest possible rates on every loan you get. And by the way, there is nothing as great as the feeling of having awesome credit. That's my idea of fun. Right up there with Ben and Jerry's ice cream.
Pay Yourself First
There is a great book called, The Richest Man in Babylon. Get online and get your copy today. Read this book and you will want to save money. Soon you will see frugality as wealth, credit repair as easy, and every day as an opportunity to discover the hidden pleasures of life. Here is the idea. Find a way to pay yourself first. You pay everyone else, right? It's time for you to take the first ten percent of your paycheck and pay yourself. This plan is the perfect companion to your credit repair and a great path to real long term wealth building. Move over Donald Trump.
Copyright - 2008 Ian Webber. All Content. All Rights Reserved.
Ian Webber is a financial consultant and expert in consumer law and credit repair. Ian is a graduate of the London School of Economics and The University of Chicago where he earned his LLM, Master of Laws. Ian consults with one of the leading online credit repair services and is currently based in Florida.
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